Why Most People Stay Broke (Even Smart Ones)

A lot of people make good money. Almost none of them keep it.

Why? Because they play the wrong game. They focus on income, not systems.

Rich people don’t get rich by earning more. They get rich by making sure their money works harder than they do. Here’s how you actually build wealth:

1. Automate your saving and investing. If you don’t see it, you won’t spend it. Set up automatic transfers. Pay yourself first.

2. Increase your earning potential, not just your earnings. Learn skills that scale. A higher salary is good. A skillset that makes you recession-proof is better.

3. Never increase expenses just because you made more. Lifestyle creep is the silent killer of wealth. Earn like a CEO, spend like a janitor.

The goal isn’t just to make more money. The goal is to build a system where money flows to you whether you work or not.

Most people play checkers with their finances. Play chess.

What’s one financial move you’ve been putting off? Time to fix it.

— NoFluffWisdom

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